Not every fender-bender is just a small scratch. When you glance at your dented bumper, it might seem like no big deal—just a little damage that doesn’t need much attention. But what you don’t see could be far more serious.
Even a low-speed collision, like a 5 mph crash, can exert a surprising amount of force on your vehicle. This impact may not always show up immediately, but over time, it can cause hidden damage that affects both the structure and performance of your car.
What Happens to Your Car?
After an accident, your insurance company may send someone to assess the damage—but often, this inspection is only a quick look at the exterior. They might not check for frame damage or structural issues, which can be costly if left unchecked.
When a professional auto body shop performs a more thorough inspection, they may uncover problems such as:
- Frame cracks or bends
- Misalignment of panels
- Paint cracks or buckles
- Weakened materials
- Stress points in the chassis
- Hidden dents
- Issues with mechanical or electronic systems
Ignoring these issues can lead to further damage and even compromise your safety on the road.
Physical Effects You Might Overlook
It’s common after an accident to feel fine right away—especially if adrenaline is still pumping through your system. But some injuries take time to show up. Soft tissue injuries, like whiplash, are often difficult to detect at first but can cause long-term discomfort.
You might also experience symptoms like headaches, dizziness, blurred vision, or nausea days later. These could be signs of a concussion or Other internal injury.
Always get checked by a doctor—even if you feel okay. Early detection can prevent more serious health complications down the line.
Financial Implications
If your insurance company becomes aware of the full extent of the damage, they may decide your car has a reduced value. This means they might offer less than the actual cost of repairs when settling your claim.
Some insurers might choose to pay you the “actual cash value†of your car, which reflects its worth before the accident. However, this amount typically won’t cover any outstanding loans or the true cost of repairs.
So, whenever you receive a settlement offer, ask for detailed documentation showing how the estimate was calculated. Understanding the breakdown helps you make informed decisions about your next steps.
No matter the size of the damage, it's important to address it properly. Whether you need a simple bumper repair or a full-body restoration, DaSilva Auto Body is here to help. Contact us today at our Naugatuck location to learn more about the services we offer and how we can keep your vehicle safe and looking great.
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