According to the Voice of China, "Chaoguang News" reported that this morning, the "China Mobile Driving Industry Official Driving Liability Insurance Official Launch Press Conference" hosted by the China Automobile Dealers Association was held in Beijing. The introduction of drunk driving has catalyzed the rapid growth of demand in the market, but the risk of accidents in the process of driving has often become a headache for both sides. Can a piece of paper insurance end the chaos in the market?
It is easier to understand that generation of driving insurance is an insurance product, which mainly covers the service provider of the driver, that is, the driver of the driver in the process of providing the driver service, because of the accident, the personal injury or property loss of the third party. Provide a third party with a responsibility for financial compensation.
This liability may be based on the contractual agreement, which may include: the loss of the vehicle being driven, the personal injury or death of the person being driven, and the provision of financial liability to third parties other than these persons. Today's generation of driving insurance has designed a special dispute in the process of driving, and upgrades the safety of the company, the driver and the owner on the basis of the original drunk driving insurance. The scope of protection is not only It is limited to a single drunk driving, including long-distance driving, fatigue driving, and new and used used car business, hotel parking, and so on. The scope of responsibility for protection has been further expanded. The loss of responsibility in the process of driving in the first place is directly paid by the generation of driving insurance, and does not start some insurances such as traffic insurance. For some high-paying traffic accidents, the company can also increase the purchase of corporate liability insurance to cover the entire risk range, avoiding the risks of enterprises and giving consumers more protection.
Zhang Shili, executive vice chairman of the China Automobile Dealers Association Auto Club Branch, said today that he had seen media research before, and seven of the 10 drunk customers did not believe in driving. Norms are not just the needs of consumers, but also the needs of the development of the entire industry. It can be said that the launch of this special insurance product today is a very important part of the company's reputation protection. At the same time, the first national driver's job skills and qualification training class was opened today, and the skills training will gradually be launched nationwide, and the overall quality of the driver will also be improved. In addition, the association also issued a nationwide initiative to regulate operations. However, as Zhang Shili said, all come from a regulated enterprise. In reality, the number of enterprises may be far greater than the number of participants. Therefore, the improvement of the quality of the entire industry still takes time.
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