After the owners purchase insurance for the vehicle, they will receive a policy. This is a proof that we must issue when we make claims later. The owners must take good care of them. However, accidents will inevitably occur in our lives. If an auto insurance policy is unfortunately lost, what should we do? In fact, the answer is very simple. We can apply for a replacement. Take a look at the specific operation method!
First, the basis for the replacement policy. The certificate of vehicle insurance as a service to him is the policy. The policy is equivalent to a contract. For the insurance company, they can only accept the business only if they see the policy. If the customer's policy is lost, then there is no need to worry about it. You can apply for a replacement or replacement procedure. Just as a bank card can report loss, the insurance policy can also apply for reissuance procedures. The insurance company has archived the insurance policy and the customer's ID card and other materials. As long as the bank card is audited correctly, it can be re-created and returned to the customer. When the new policy is handed in, the corresponding original old policy will be voided, and the new policy will be used when the payment process is processed later.
Second, materials that need to be prepared to replace the insurance policy. When applying for reissuance of insurance policies, the insured should prepare the materials: a copy of the applicant’s identity card and the original, and if commissioned by another person, the identity of the trustee and the authorization letter signed by the insured. Once these materials are ready, they can go to the insured insurance company to handle the re-applying of the insurance policy. In fact, the process is very simple, and the insured does not need to be too nervous. After these materials have been submitted, they will be reviewed and confirmed. If there is no problem, the policyholder will be issued a new policy. This new policy can be used as evidence for subsequent claims, and the original policy will not be effective.
Third, there are some issues that need attention when replacing the insurance policy. Pay attention to these issues in the process of reissuing the reissue procedure: (1) The applicant must be the applicant himself; (2) The reissue application must be applied within the validity period of the policy, that is, within the validity period of the insurance contract. If it expires, then it will be invalid. (3) A certain fee will be required for applying for reissuance of the insurance policy. The fees will vary according to different insurance companies. (4) Some insurance companies require the insured to go to the counter in person and not accept the telephone and other people. Agency business.
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