Owners are insured for their own car is to be able to get some compensation after the occurrence of danger, then when there is an accident, how do we come to report car insurance? For different situations, we have different ways of handling. For insurance companies, they only need to confirm the responsibility for the accident and make claims. We analyze how car insurance is reported for everyone based on some common auto insurance conditions.
First, the situation of car collisions. Vehicle collision is a relatively common situation, we can get the appropriate compensation through car damage insurance. This insurance is to compensate for damage to the vehicle itself. It does not include personnel injuries. In order to successfully obtain compensation, the vehicle should be able to check the inspection records at the traffic control bureau after annual inspection, so that it can successfully obtain the corresponding compensation. If the vehicle hits someone, buying a third party insurance can get some compensation. In the case that a strong insurance is not sufficient to cover all claims, there may be a third party liability insurance to compensate, which can help the owner to reduce the burden. However, when applying for claims, it is necessary to meet the conditions for compensation. There is an extreme situation in which one's own vehicle hits a relative and it is impossible to obtain compensation for this insurance.
Second, the car is lost. Loss of vehicles Generally, we can get compensation through vehicle robberies, but if the vehicle is lost in the toll parking lot, then this responsibility is not in the insurance company, and we cannot get compensation. If the vehicle is lost due to civil disputes, this liability insurance company will not bear it. Therefore, if we want to obtain normal claims, we need to ensure that the conditions of payment meet the requirements of the insurance company.
Third, some questions that should be noted about the claim. When reporting to the insurance company, there must be sufficient evidence, such as photos of the accident scene, the identification of the traffic police, or the judgment of the court, etc. At the same time, relevant documents such as the insurance policy, the applicant's identity card, etc. must also be prepared. Once you are ready, report it to the insurance company so that you can successfully complete your claims.
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